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Schwab is a registered broker-dealer, and is not affiliated with Integrated Fiduciary Advisory Firm or any advisor(s) whose name(s) appear(s) on this website. Integrated Fiduciary Advisory Firm is independently owned and operated. [Schwab neither endorses nor recommends Integrated Fiduciary Advisory Firm, unless you have been referred to us through the Schwab Advisor Network®. (This bracketed language is for use by Schwab Advisor Network members only.)] Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Integrated Fiduciary Advisory Firm under which Schwab provides Integrated Fiduciary Advisory Firm with services related to your account. Schwab does not review the Integrated Fiduciary Advisory Firm website(s), and makes no representation regarding information contained in the Integrated Fiduciary Advisory Firm’s website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.